How to Have Your Own Payment Gateway

Introduction
Do I Need My Own Payment Gateway?
Like most things, there are pros and cons to having your own payment gateway. A self-established payment gateway may be a smart investment for the following types of companies.
1
Established billing companies that are looking to replace failing and difficult-to-maintain legacy solutions.
2
Growing payment service providers that need a more full-featured and robust payment processing solution.
3
Software companies that want to expand their business by becoming a payment service provider.
4
Acquiring banks that need better, more up-to-date front end technology.
PROS
Save On Fees
Precise Feature Set
Offer Services to Others
CONS
Building Takes Time
Substantial Costs
Complications
Is a White Label Payment Gateway a Sensible Solution?
What is a True Self-Hosted Payment Gateway?
- Maintaining your own data center
- Having maintenance personnel available at all times
- Dealing with an annual PCI compliance audit
Is it Possible to Save Money With My Own Payment Gateway?
How Much Might it Cost to Own a Payment Gateway?
Gateway Software License:
Tokenization Appliance:
Annual PCI Audit:
Monthly PCI Hosting Fee:
Bank & Processor Integration:
$50,000 - $250,000
$50,000 - $100,000
$25,000 per year
$3,000 - $5,000
$5,000 - $15,000 each
Why Are Banking Relationships Necessary?
UniPay Payment Management Platform
UniPay Gateway is a white label open source payment processing platform which can be utilized by merchants with single and multiple merchant accounts, ISOs, PSPs, billing companies, software providers, etc. UniPay is made up of four modules, UniCharge, UniBill, UniBroker and UniRead. Each module provides functionality required by most businesses to successfully process transactions.
Choosing UniPay as your payment gateway ensures a reliable and flexible payment processing solution which combines sophisticated functionality with the simplicity of usage. UniPay will help you develop an effective payment processing strategy, save on processing costs, and, consequently, it will make your business more successful and profitable.
Established Banking Relationships
Card Present & Card Not Present
Processing
Multi-Industry Support
Advanced Support
Provides high quality support throughout the entire working relationship.