Who We Work With

Software Companies

Description of what we consider to be a “Software Company”

Example: Industry specific, Independent Software Vendors who process payments for a multitude of merchants.  

Business Management

Description of what we consider to be a “Software Company”

Example: Industry specific, Independent Software Vendors who process payments for a multitude of merchants.  

Paylosophy Blog 

Looking for helpful resources to learn from? Check out our Paylosophy blog for more insight into common payments industry topics. 

Zift Blog

Looking for helpful resources related to the FinTech Industry? Check out the articles below to gain insight to important topics.

Zift Blog

Looking for helpful resources related to the FinTech Industry? Check out the articles below to gain insight to important topics.

Talk to a Payments Expert

Let’s setup a discovery call! Our payments experts are standing by to help you customize a solution that meets the unique needs of your business and offering.

Payment Technology Stack for Software Platforms

Integration

Seamless | Efficient | Timely

Integration
An integrated payments solution you can embed as part of your platform.

Work closely with our technical team to ensure the integration is done efficiently, timely, and correctly. Wo choose to work closely with you because it yields the fastest turnaround time for a complete technical integration to be deployed on your software.

      • Single Point of Integration 
      • PCI Level 1 Compliant 
      • Tokenization
      • EMV Ready
Allow your merchants to apply online in just minutes with our brandable merchant application URL.

Avoid the back and forth of various gateways and systems to onboard and configure your merchants within your platform. With a single link to our online application, your merchants can get signed up and begin processing payments quickly.

      • Automated Merchant Onboarding 
      • Auto Configure New Accounts 
      • Control Over Account Creation Process
      • Simplified Merchant Pricing

Merchant Creation

Frictionless | Easy | Online Application

Merchant Creation

Payment Methods 

Credit | Debit | ACH

Payment Methods
A complete omni-channel solution for collecting payments.

You can either use our hosted payment page or build your own with our proxynization API. We support the three most common transaction types, in person, online, and over the phone. Whichever method your customers prefer, we support.

      • Card Present EMV  
      • Contactless 
      • Hosted Payment Page
      • Proxynization API
      • Recurring Billing 
Don’t feel like building a recuring billing system? No problem, you can leverage our billing API to save time and money. 

To enroll customers into a recurring billing cycle and schedule payment plans that enable them to enjoy & benefit from your products/services on a recurring basis. Alternatively, you can leverage our tokenization API to build your own recurring logic without having to store card data. 

      • Recurring Payment Management
      • Support for Unlimited Billing Plan Types
      • Advanced Decline and Receivables Management
      • Innovative Remittance and Payables Management

Billing

Sophisticated | Simple | Editable

Billing

Remittance

Daily | Detailed | Consolidated

Remittance
Our advanced remittance engine manages all aspects of merchant funding as well as fee collection. 

Remittance can be schedules, set for net or gross deposits, and can withdraw fees daily, monthly, or any preferred interval. 

      • Comprehensive Monthly & Reconciliation Statements
      • Daily Deposit Statements 
      • Easy Deposit Reconciliation 
Our reporting API provides full visibility into merchant payment activity and funding.

With daily emailed statements and granular transaction and deposit details, merchant can access in depth payment data that will help them understand what transactions make up their deposits and what fees are being paid.

      • Show Deposit Details in Your System
      • Deposit Drill Down 
      • Merchant Reconciliation
      • Available via UI and API

Reporting

Daily | Detailed | Consolidated

Reporting

Payment Technology Stack for Software Platforms

Integration

Single point of integration for credit card and ACH transactions with Tokenization.

Merchant Creation

Frictionless on-boarding and merchant account creation. Eliminate lengthy underwriting.

Omni Channel

Extend multiple payment options to your users. Card Present and Card Not Present.

Billing

Sophisticated recurring revenue management for the subscription economy.

Multiple Payment Types

Process credit, debit and ACH transactions all from a single point of integration.

Reporting

Detailed insights into transactions and how money is moving through your platform.